Need Help? Email us: [email protected]

Loan Details
Max loan amount

6x of your salary

Min age to qualify

21 years old

Max loan tenure

24 months


Buying your apartment or house can feel exhilarating. You finally have your own space. You can start a family, spend time with your friends, and finally save some money instead of spending all your savings on rents.

However, getting a property costs a lot, especially in Singapore. We are one of the top 10 most expensive places in terms of the real estate market. Many young professionals can’t afford to buy a home without taking up a loan first, which is why research is needed.

Loan Street Singapore understands that you need a reliable plan before setting your eyes and heart on a property. More importantly, the property has to sit within a realistic budget.

The price per square foot of an average private housing stands at $1,500 and that’s without land ownership. While an HDB apartment can cost $250,000, you’ll need to fork out triple that amount for an executive apartment. On the other hand, a no-frills semi-detached house costs $4,000,000, while a bungalow is averaged at $11,000,000.

The location of the house is of key influence on your budget. Do you wish to live closer to an MRT or bus station? Closer to the central business district? Or in a modern neighbourhood with all the amenities. All these play a huge role in your budget.

A couple of months back, Mr Gabriel Soh sought the help of our Apartment / Property Purchase Personal Loan.

We helped him and his spouse cover a part of the 20% housing downpayment on his new condominium. The couple draw pretty decent salaries but after selling their HDB flat, they had to wait a few months for the sales proceeds. This was where he needed some extra financial help so that he could secure his dream condominium. As he had no other loans, he could find a beautiful, yet affordable condo with just $3,000 mortgage repayment fee.

Mr Soh waged all his options and chose Thompson Impressions, in District 20. Mr Soh works shifts in the area. His main objective wasn’t to get a central apartment or one close to public transport stations, but one that’s extremely quiet so he can rest well.

Based on his requirements and budget, we suggested Thompson Impressions because it’s surrounded by landed property, which muffles traffic noise. Besides, there are a lot of green parks and reservoirs nearby, where Mr Soh can relax after work, especially as he’s the outdoorsy type.

With that in mind, Loan Street Singapore can help you cover for various expenses related to buying a property. That’s because you don’t just need money for the apartment, you also need to set aside in your budget 10-15% of the property’s value for:

  • Buyer stamp duty
  • Additional buyer stamp duty
  • Conveyancing fees
  • Valuation fees
  • Agent’s commission
  • Interest on the loan
  • Homeowners insurance
  • Home repairs
  • Renovations
  • Maintenance bills
  • Furniture

Launched in July 2019, Loan Street aims to provide even more financial assistance to Singaporeans and Permanent Residents (PRs). We also aim to help educate the borrowers on the differences between licensed and unlicensed money lenders (loan sharks) so that they do not fall into the debt trap. To provide more assistance, Loan Street has launched and built the Learn-and-Succeed community that helps individuals upgrade their knowledge, hard skills and soft skills so as to secure better salaries and a higher standard of living. Our objective of the community is for everyone to upgrade and live even better than before.

Loan Street researches on all 158 licensed money lenders in Singapore and narrows down the best financial institutions. With Loan Street’s help, you will be able to secure a Apartment / Property Purchase Personal Loan at an inexpensive and reasonable amount of interest rate. There will also be regular monthly settlements that are affordable so that your wallets will not be strained further. At the same time, our community will be able to help you upgrade your skills and life.

Compare loans quickly and easily

Get the lowest interest loan approved in 24 hours. Guaranteed. No hidden charges.

Get Quote Now