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Loan Details
Max loan amount

6x of your salary

Min age to qualify

21 years old

Max loan tenure

24 months


As a young entrepreneur, starting your own business can be exciting yet daunting at the same time. Over the last few years, Singapore has seen a lot of new businesses start and grow. These companies are lead by people with initiative and enthusiasm, who think outside the box and are extremely dedicated to their customers.

Of course, there are also those who could not withstand the test of time.

That said, businesses require constant investments to make sure they work. Loan Street Singapore understands that you need to adapt constantly to the needs of your customers so that you can thrive.

For instance, you might need to renovate your business. Studies show that employees are more productive in a friendly, open environment, with comfortable and ergonomic office furniture. The colours in your office also influence how happy and relaxed your employees are, while also building your brand identity.

Other businesses need to expand to accommodate their ever-growing market. This expansion entails renting a new space, with all the needed office supplies and furniture, as well as hiring new people with the same vision as your company.

The prices in Singapore for a renovation are extremely high. If you need minor refurbishment, you still need around $10,000 depending on how big your business is. But if you want major work done or to rent a whole new space, prepare to pay ten times that amount.

We at Loan Street Singapore understand that not everyone has that amount from past revenue. Besides, we live in a loan-based society, especially in what businesses are concerned. Hence, we have specially tailored a Business Renovation / Expansion Personal Loan to help business owners take their business to the next level.

A year ago we helped Mrs Cassie Chen renovate her café. She wanted to expand her menu by adding food to the offer, not just hot drinks. Mrs Chen decided on Greek fusion, so she needed new white and blue colours, a table setting that expresses the shared food philosophy of the Greek cuisine, as well as decorations that send you into a Mediterranean atmosphere.

The renovation took some time, and Mrs Chen needed to cover for various extra expenses, including some paid free time for her employees, while her business was not making any money.

But her vision paid off. Now, Mrs Chen has a successful business and plenty of new customers, so she can stay on top of all her monthly instalments while also turning a profit.

Loan Street Singapore can also help you with our personalized and affordable Business Renovation/ Expansion Personal Loan, which covers costs for:

  • Demolition
  • Floor
  • Furniture
  • New plumbing
  • Paint
  • Replacing appliances
  • Wiring
  • New office supplies
  • Employee free time
  • Hiring new employees
  • You and your family during the renovations
  • Contractor’s team
  • Interior designer

Launched in July 2019, Loan Street aims to provide even more financial assistance to Singaporeans and Permanent Residents (PRs). We also aim to help educate the borrowers on the differences between licensed and unlicensed money lenders (loan sharks) so that they do not fall into the debt trap. To provide more assistance, Loan Street has launched and built the Learn-and-Succeed community that helps individuals upgrade their knowledge, hard skills and soft skills so as to secure better salaries and a higher standard of living. Our objective of the community is for everyone to upgrade and live even better than before.

Loan Street researches on all 158 licensed money lenders in Singapore and narrows down the best financial institutions. With Loan Street’s help, you will be able to secure a Business Renovation / Expansion Personal Loan at an inexpensive and reasonable amount of interest rate. There will also be regular monthly settlements that are affordable so that your wallets will not be strained further. At the same time, our community will be able to help you upgrade your skills and life.

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