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Loan Details
Max loan amount


Min age to qualify

21 years old

Max loan tenure

24 months


Get to know Education Loans

Attending University and getting a degree is an important milestone in everyone’s life. It acts as a reliable stepping stone towards building a career. You have heard of those who didn’t get their University degree but still managed to become multimillionaires, how many of them are there in this world?

Some people are incredibly gifted. They are able to build a successful business from scratch without conventional studies, but these cases are rare. Other people who only have a high school education can become valuable employees because they have a knack for self-education.

But for most people, going to a local or private University in Singapore polishes their skills and teaches them new perspectives. Going to the University puts you in contact with a lot of self-minded people. Thus, opening up new opportunities in a variety of areas. Even if your heart is set on learning more about a specific topic, you might find new areas of interest and learn how to create innovative connections between these subjects.

At CashOctopus Singapore, we understand that young people with a University degree have a higher chance to be hired at a better job with a larger salary. This issue becomes more and more important the older you get.

We believe that education is worth investing in. Do not let your finances get in the way of your education options. This is why we offer financial help through a Local Public / Private University Personal Loan.

Case Study: CashOctopus helped Mr Alex Chen with this issue. Alex is a 29-year-old who wants to study at a private University in Singapore.

After finishing high school, he left the country for Germany and later Switzerland. He planned to take all sorts of jobs and see the world. After an unsuccessful marriage, he became an IT freelancer and got back to Singapore.

However, he found out that the rates paid for freelance web designers are smaller than what he could earn if he had a steady job. For that, he needs a University degree that would give more value to his work experience.

Alex needed a loan that would help him get through this December’s intake faster. Saving his own money would mean losing valuable time, especially at his age. This was where he approached CashOctopus Singapore for financial help. We helped him cover part of the expenses with our personalised Local Public/ Private University Personal Loan.

This way, he would not have to waste another year while waiting for the next intake, saving precious time.

We can help you too, considering that your education can cost anywhere from $20,000 to $35,000 per year, depending on your degree and the University of your choice.

Our loan helps you cover:

  • A semester abroad
  • Course application fees
  • Exchange programmes
  • Health insurance
  • Lab and admin fees
  • Room and board
  • Textbooks and other materials
  • Transport expenses
  • Tuition fees

Launched in July 2019, CashOctopus aims to provide even more financial assistance to Singaporeans and Permanent Residents (PRs). To provide more assistance, CashOctopus has launched and built the Learn-and-Succeed community that helps individuals upgrade their knowledge, hard skills and soft skills so as to secure better salaries and a higher standard of living. Our objective of the community is for everyone to upgrade and live even better than before.

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