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Loan Details
Max loan amount

6x of your salary

Min age to qualify

21 years old

Max loan tenure

24 months


In recent years, there is a trend of minimalist home designs. Due to Singapore’s space constrain, homeowners are placing more effort in beautifying their homes and making the most of their house. Lots of effort and money are spent on furniture and designing their precious home.

There’s a minimalist current according to which you can live without much furniture in your house. You can use a hanging frame for your clothes, sit on the floor on pillows and sleep in a hammock or on a mattress.

If you’re not willing to sacrifice your comfort, you understand the need for furniture. You might want an ergonomic office desk with a comfortable chair, a sturdy wardrobe for your things, or a multipurpose bookstore.

Furniture isn’t cheap in Singapore, though. You will want to get the best furniture at the best quality for your home. We at SBL Singapore are constantly researching the market to offer people our most affordable loans. We base Furniture / Sofa Purchase Personal Loan on current market prices so that it is not overwhelming for our customers.

Even if you’re after bargains, a quality sofa costs between $700 and $3,000. Add to that the cost of other furniture pieces, such as $500 for a coffee table, $600 for a shelf, $3,000 for a set of dining table and chairs and at least $2,500 for a bed.

At the bottom line, if you want to furnish your home, the average budget cost of home contents ranges from $5,000 to $40,000.

Mr and Mrs Beh can’t buy a trampoline for their son and they too remember the joys of jumping on the bed. They planned to invest a little more in a bed that allows toddlers to jump as much as they like.

They did extremely good research, and they managed to find a limited model that promises increased stability and resistance. Mr and Mrs Beh approached the manufacturer with the modifications they had in mind to make the bed extremely safe for jumping onto.

To gather enough funds, the Behs applied for our Furniture / Sofa Purchase Personal Loan. We at SBL Singapore were a little thrown back by their unconventional parenting strategy, but we always support out-of-the-box thinking.

Now, the Behs sent us a Christmas photo of little Adam and their second son, Victor, both jumping ecstatically on the bed they purchased with our help. And we couldn’t be prouder!

SBL Singapore can also help you with our personalised Furniture/ Sofa Purchase Personal Loan. This loan will help you cover expenses for:

  • Monthly instalments for various furniture items
  • Sofa purchase
  • Dining table purchase
  • Bookshelf purchase
  • Decorations purchase
  • Transport of furniture
  • Purchase of multi-functional furniture
  • Setup of furniture
  • Cleaning
  • Premium warranties
  • Customisations

Launched in July 2019, Loan Street aims to provide even more financial assistance to Singaporeans and Permanent Residents (PRs). We also aim to help educate the borrowers on the differences between licensed and unlicensed money lenders (loan sharks) so that they do not fall into the debt trap. To provide more assistance, Loan Street has launched and built the Learn-and-Succeed community that helps individuals upgrade their knowledge, hard skills and soft skills so as to secure better salaries and a higher standard of living. Our objective of the community is for everyone to upgrade and live even better than before.

Loan Street researches on all 158 licensed money lenders in Singapore and narrows down the best financial institutions. With Loan Street’s help, you will be able to secure a Furniture / Sofa Purchase Personal Loan at an inexpensive and reasonable amount of interest rate. There will also be regular monthly settlements that are affordable so that your wallets will not be strained further. At the same time, our community will be able to help you upgrade your skills and life.

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