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Loan Details
Max loan amount

6x of your salary

Min age to qualify

21 years old

Max loan tenure

24 months


Get to know Home Improvement Loans

Regardless if your house is brand new, a BTO or a resale property, we all want to improve the look of your home. We want our house to look the best and be the most comfortable for us.

Sometimes, home remodeling or home renovations are necessary. For example, if you have a baby on the way, you will need to set a new room for your newborn and baby proof your house. This ranges from getting safe baby cribs, changing furniture, getting better lightning, making your bathroom safe and more.

For some, you might also have one of your elderly relatives with motor difficulties come live with you, so you need to make your home wheelchair accessible. More space might be needed in the house and handles will need to be installed.

Home remodeling and renovations are also necessary in case your house has mold, which is not uncommon with the Singapore climate. You might also need renovations if above-mentioned newborn has grown up enough to scratch or colour your walls.

Other times, renovations are essential when you install a new electric appliance, such as an air conditioner, or after an accident such as a pipe leak.

CashOctopus Singapore understands that people want to remodel or renovate their homes for different reasons. We also understand that the price of the job is fairly high. An average cost for a full remodel of your home can cost about $25,000 for smaller places and up to $50,000 for bigger homes, whereas small renovation jobs can cost as low as a few hundred dollars.

Six weeks ago, we helped Mrs Helen and Mr Andy Williams with their remodel job. The pair has a small apartment for which they wanted an open-floor design.

Helen and Andy wanted to make their apartment look more modern and less claustrophobic. With their new baby on the way, they wanted a home that looks airier and that receives more sunlight. The open space will help them gain some extra space for their child’s playroom, plus they can keep a better eye on him.

With our Home Remodeling/ Renovation Personal Loan, we helped Helen and Andy get the best deal for their needs.

Bank renovation loans are different than personal loans because the money you borrow will go directly to the contractor. Our loans are different than bank loans because they are fully customized to meet all your requirements, and we can help you cover the expenses for:

  • Hacking
  • Masonry
  • Carpentry
  • Ceiling & partition
  • Plumbing
  • Electrical wiring
  • Painting
  • Windows, doors & grilles
  • Disposal & cleanup
  • Contractor
  • Interior Designer
  • Materials

Launched in July 2019, CashOctopus aims to provide even more financial assistance to Singaporeans and Permanent Residents (PRs). We also aim to help educate the borrowers on the differences between licensed and unlicensed money lenders (loan sharks) so that they do not fall into the debt trap. To provide more assistance, CashOctopus has launched and built the Learn-and-Succeed community that helps individuals upgrade their knowledge, hard skills and soft skills so as to secure better salaries and a higher standard of living. Our objective of the community is for everyone to upgrade and live even better than before.

CashOctopus researches on all 158 licensed money lenders in Singapore and narrows down the best financial institutions. With CashOctopus’s help, you will be able to secure a Home Remodeling / Renovation Personal Loan at an inexpensive and reasonable amount of interest rate. There will also be regular monthly settlements that are affordable so that your wallets will not be strained further. At the same time, our community will be able to help you upgrade your skills and life.

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