You never know when medical emergencies will hit. Other than facing the problems in your health, pain and stress, you might have to worry about money if your health insurance plan does not cover it.

If you are young and generally in good health, you might not have a lot of savings for a medical emergency or hospitalization. The unfortunate truth is bad things can happen to anyone, whether young or old. It might be a physical or mental health issue. It can also happen to one of your elder family members, in which case you might feel compelled to help them. In Singapore, emergency departments charge $121 upon admission, and that’s already subsidized by the government.

At Loan Street Singapore we believe that no one should be denied quality medical care on the basis of their budget. Although you might have a limited budget or not enough money saved, you should still benefit from top care.

In the face of health issues, money should be the least of your worries and Loan Street Singapore aims to help everyone achieve that.

Government hospitals charge less than private hospitals by about half, but the costs are still high. An emergency surgery costs a few thousand dollars. Hospitalisation costs at least $35 per day in a C-class ward with nine beds, and at least $63 for a seat in a day surgery ward. The ambulance ride is free for emergencies, but if it was a false emergency, you might end up paying about $280 for it. Private ambulances cost from $80 to $150.

This summer, Mr George Soh came to us at Loan Street Singapore for help. He has a hectic life, split between work, his wife and child, and taking care of an invalid mother. That’s why, one day when he was at the gym he didn’t do his warm-up to save some time, and he ended up with a knee fracture.

He was rushed to the hospital where he had to undergo a painstaking knee-replacement surgery, hospitalization, plus extended post-surgical care and physiotherapy.

With so many financial difficulties, George didn’t have much saved, and the medical expenses were sky-rocketing. Loan Street Singapore helped him get the best loan to cover most of his expenses. George is now back home, enjoying evening walks with his son, but he hopes to resume his strength training soon.

Loan Street Singapore can help you too, with our personalized Medical Emergency/ Hospitalisation Personal Loan that covers fees for:

• Doctor’s consultation
• Nursing care & treatment
• Necessary tests
• Necessary treatment
• Medication
• Emergency surgery
• Hospitalisation
• Arranging for a private ambulance
• Emergency treatments and medication
• Costs of X-rays and MRI scans
• Physiotherapy treatment

Launched in July 2019, Loan Street aims to provide even more financial assistance to Singaporeans and Permanent Residents (PRs). We also aim to help educate the borrowers on the differences between licensed and unlicensed money lenders (loan sharks) so that they do not fall into the debt trap. To provide more assistance, Loan Street has launched and built the Learn-and-Succeed community that helps individuals upgrade their knowledge, hard skills and soft skills so as to secure better salaries and a higher standard of living. Our objective of the community is for everyone to upgrade and live even better than before.

Loan Street researches on all 158 licensed money lenders in Singapore and narrows down the best financial institutions. With Loan Street’s help, you will be able to secure a Medical Emergency / Hospitalisation Personal Loan at an inexpensive and reasonable amount of interest rate. There will also be regular monthly settlements that are affordable so that your wallets will not be strained further. At the same time, our community will be able to help you upgrade your skills and life.